We’re on a mission to provide experience-driven financial services.

Partners

We’re on a mission to provide experience-driven financial services, enabling people to live the life they’ve always desired.

Unlike other credit cards that give users access to boring traditional rewards, Zurp focuses on rewards in the form of unique experiences.

Every swipe with your Zurp Card brings you closer to an unforgettable experience while helping you build your credit.

Zurp is more than just a card.

Zurp offers financial products in partnership with Mastercard and First Pryority Bank.

Thanks to our partner bank First Pryority, Member FDIC, we have a trusted partner that has been around for over 100 years and provides all the banking services.

Your Zurp account functions more like a checking account with a secured credit card on top, while earning interest on your money. This means that your Zurp account has a dedicated account number, routing number, and is covered by FDIC insurance.

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Zurp is a new way to handle your finances.

No rackingup debt.up debt.
Up to 8x pointson your spendon your spend
Earn 5.00% APY 3on your moneyon your money
Unlock rewardsyou actually wantyou actually want
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About UsPrivacyTermsReward Program TermsOfficial RulesReferral Program Terms
  1. * Banking services provided by First Pryority Bank, Member FDIC. Zurp, Inc is a financial technology company, not a bank. The Zurp card is issued by First Pryority Bank pursuant to license by Mastercard International®

  2. ** Valid through 12/31/2023. Successful account opening is required for award eligibility. Rewards terms apply.

  3. 1 It can take up to 60 days after your first repayment to report positive history related only to your Zurp Card activity, subject to your account remaining in good standing. On-time payment history can have a positive impact on your credit score, and late payment history may negatively impact your credit score. Even when we report positive credit history relating to your Zurp Card activity, your credit history and score may be impacted by your activity outside of your Zurp Card, as credit histories and credit scores are built by credit bureaus based on a number of factors, including the financial decisions you make with products outside of the Zurp Card.

  4. 2 Early access to direct deposit funds depends on the timing of the payer's submission of deposits. Zurp will generally post these deposits on the day they are received which can be up to 2 days earlier than the payer's scheduled payment date.

  5. 3 Annual Percentage Yield (APY) may change at any time without notice. Valid as of 3/20/23. No minimum balance to open. Fees may reduce earnings. Cardholders must make at least five point of sale transactions or receive one direct deposit in the same calendar month to earn advertised APY. Your Cash Account will earn 5.00% APY on your Monthly Average Available Balance up to $2,000, and any Monthly Average Available Balance in excess of $2,000 and up to $250,000 will earn 4.27% APY. Please refer to our Terms & Conditions for more information.

  6. 4 Zurp does not charge a fee or surcharge for withdrawals or balance inquires on ATMs on any network. ATM owners may charge their own withdrawal or inquiry fee at their discretion.

  7. 5 Based on the national average interest rate on FDIC.gov, as of February 03, 2023.

  8. 6 NO PURCHASE OR CASH ACCOUNT NECESSARY. Open only to eligible residents of the United States who, as of the time of entry, are at least 18 years old. Void where prohibited or restricted by law. See Official Rules for details and free methods of entry.

  9. 7 Sign up time of less than 1 minute is based on the best case. In the case that the identity cannot be verified instantly, e.g. if additional documents are required to verify identity, verification might take up to several days.

  10. All non-Zurp logos shown are for illustrative purposes and remain the property of their respective owners.