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Earn VIP event tickets

with everyday purchases

No debt. Build Credit 1. Get Experiences.

5.00% APYMastercardFRIC

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Points For Almost Everything

8x

Gas

8x

Travel

8x

Entertainment

1x

Rent

8x

Food

3x

Everything else

screen 1screen 2screen 3screen 4screen 5Get Reward that matter to you

How It Works

Set Up A Zurp Account
(No credit checks)Deposit Money Into Your Zurp AccountEarn Points By Making Everyday Purchases And Paying RentSpin The Wheel 6 For Extra Points DailyRedeem Rewards & Experiences

Festival Passes

Festival Passes

Passes to the hottest Music Festivals of the year.

Exclusive Sneaker Drop

Exclusive Sneaker Drop

Can’t get your hands on the latest drop? With Zurp you can! Exclusive Sneaker Raffles.

Helicopter Ride

Helicopter Ride

Take a scenic helicopter ride around your city. Let your feet hang over the skyline!

Free Ride Share

Free Ride Share

Use points to let Zurp cover your next Uber ride home.

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Cash account that earns 5.00% APY with no lockup <sup>3</sup>

Cash account that earns 5.00% APY with no lockup 3

Use your Zurp card to build your credit <sup>1</sup> without a credit check.

Use your Zurp card to build your credit 1 without a credit check.

FDIC insured* & real time fraud protection

FDIC insured* & real time fraud protection

No annual fees & access to ATM’s fee-free <sup>4</sup>

No annual fees & access to ATM’s fee-free 4

Money you could earn on $6,000 in 5 years with Zurp.

5.00% APY 3

$1,457.39

National Average 5

0.06% APY

$18.02

Bank of America

0.04% APY

$12.01

Chase

0.02% APY

$6.00
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messageGet Paid Early 2
messageNo Credit Checks
messagePoints on rent
messageFDIC insured *
messageIn-app customer support
messageEarn from your cash account 3
messageAccess anywhere

Get Started

About UsPrivacyTermsReward Program TermsOfficial Rules
  1. * Banking services provided by First Pryority Bank, Member FDIC. Zurp, Inc is a financial technology company, not a bank. The Zurp card is issued by First Pryority Bank pursuant to license by Mastercard International®

  2. ** Valid through 12/31/2023. Successful account opening is required for award eligibility. Rewards terms apply.

  3. 1 It can take up to 60 days after your first repayment to report positive history related only to your Zurp Card activity, subject to your account remaining in good standing. On-time payment history can have a positive impact on your credit score, and late payment history may negatively impact your credit score. Even when we report positive credit history relating to your Zurp Card activity, your credit history and score may be impacted by your activity outside of your Zurp Card, as credit histories and credit scores are built by credit bureaus based on a number of factors, including the financial decisions you make with products outside of the Zurp Card.

  4. 2 Early access to direct deposit funds depends on the timing of the payer's submission of deposits. Zurp will generally post these deposits on the day they are received which can be up to 2 days earlier than the payer's scheduled payment date.

  5. 3 Annual Percentage Yield (APY) may change at any time without notice. Interest is only available for any month in which a Cardholder is an Active User. Please refer to our Terms & Conditions for more information.

  6. 4 Zurp does not charge a fee or surcharge for withdrawals or balance inquires on ATMs on any network. ATM owners may charge their own withdrawal or inquiry fee at their discretion.

  7. 5 Based on the national average interest rate on FDIC.gov, as of February 03, 2023.

  8. 6 NO PURCHASE OR CASH ACCOUNT NECESSARY. Open only to eligible residents of the United States who, as of the time of entry, are at least 18 years old. Void where prohibited or restricted by law. See Official Rules for details and free methods of entry.

  9. 7 Sign up time of less than 1 minute is based on the best case. In the case that the identity cannot be verified instantly, e.g. if additional documents are required to verify identity, verification might take up to several days.